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FY 2025-26 · AY 2026-27

File Your Income Tax Return — Two Ways to File

ReduceTax gives you a choice: file your ITR yourself with our guided platform, or have a qualified CA prepare and file it for you. Both are 100% online.
Start Self-FilingGet CA-Assisted Filing

Choose the Right Filing Option

Both options are fully online. The right choice depends on the complexity of your income profile.

Self-Filing

You complete the return yourself using our guided step-by-step platform. Best for straightforward income profiles — salaried individuals, interest income, or simple deductions.

Best for
Salaried (single employer)
Fixed deposits & savings
Standard deductions
Simple 80C investments
What you get
  • Guided, step-by-step ITR preparation

  • Auto-fetch from Form 26AS & AIS

  • Pre-filled salary and TDS data

  • Built-in deduction optimizer (80C, 80D, HRA)

  • Instant validation before submission

  • Direct submission to the Income Tax portal

  • ITR-V acknowledgement downloaded instantly

Start Self-Filing
Recommended for complex returns
CA-Assisted Filing

A qualified Chartered Accountant is assigned to your case. They prepare, review, and file your return — ideal for complex income profiles where accuracy and maximised deductions matter most.

Best for
Capital gains (shares / property)
Business or freelance income
Multiple employers
NRI returns
Foreign income
What you get
  • Dedicated qualified CA assigned to your case

  • Personalised document checklist

  • Cross-check with Form 26AS & AIS

  • All eligible deductions reviewed and claimed

  • Computation sheet shared before filing

  • CA files return on your behalf

  • Post-filing support for any IT department queries

Get CA-Assisted Filing

How Each Option Works

Self-Filing — Step by Step
1
Enter your income details

Our guided form walks you through each income source — salary, rent, interest, capital gains.

2
Review auto-filled data

Your TDS and salary data is pre-filled from Form 26AS. Review and confirm.

3
Optimise your deductions

Our system suggests all eligible deductions under 80C, 80D, HRA, and more.

4
File & get acknowledgement

Submit directly to the Income Tax portal and download your ITR-V instantly.

CA-Assisted — Step by Step
1
Answer income questions

A short guided form helps us match you to the right plan and CA profile.

2
Upload your documents

Your CA sends a specific checklist. Upload securely through our portal.

3
CA prepares your return

Your CA cross-checks data, maximises deductions, and shares a computation sheet.

4
Approve & file

You approve the return. The CA files it and you receive the ITR-V acknowledgement.

Why File with ReduceTax?

Trusted by thousands of Indian taxpayers — salaried professionals, business owners, and NRIs.

Qualified, verified CAs

All our CAs are ICAI-registered and verified before onboarding.

Fast turnaround

Self-filing in minutes. CA-assisted in 2–5 working days.

Maximum refund guaranteed

Every eligible deduction is identified and claimed before filing.

Secure & confidential

Encrypted data transfer. CAs sign confidentiality agreements.

Frequently Asked Questions

Any individual with gross total income above the basic exemption limit (₹2.5 lakh for below 60 years, ₹3 lakh for senior citizens) must file an ITR. It is also mandatory for those with foreign assets, TDS refund claims, high-value transactions, or to carry forward losses.

For individuals not requiring an audit, the due date is July 31 of the assessment year. Belated returns can be filed until December 31 with a late fee of ₹5,000 (₹1,000 if income is below ₹5 lakh).

ITR-1 is for salaried individuals with income up to ₹50 lakh. ITR-2 covers capital gains and multiple properties. ITR-3 is for business or professional income. ITR-4 is for presumptive income. Our platform guides you to the right form automatically.

Self-filing means you complete the return yourself using our guided step-by-step platform — suitable for straightforward income profiles. CA-assisted filing assigns a qualified Chartered Accountant who prepares, reviews, and files your return on your behalf — ideal for complex situations like capital gains, business income, or NRI returns.

For salaried: Form 16, bank statements, investment proofs (80C, 80D), and AIS / Form 26AS. For business income: P&L statement, balance sheet, and bank statements. Your CA or the platform checklist will specify exactly what you need based on your income profile.

Yes. If you start the self-filing process and find it complex, you can opt for CA-assisted filing at any point before submission. Your entered data is saved and shared with the assigned CA.

Ready to file your ITR?

Choose how you want to file — do it yourself in minutes, or let a CA handle everything.

Start Self-FilingGet CA-Assisted Filing

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