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Income Tax Calculator India — Old vs New Regime FY 2025-26

Calculate and compare your tax liability under both old and new tax regimes as per Income Tax Act, 1961

Free to use

Latest tax slabs

Regime comparison

Calculate Your Income Tax

Find out which tax regime is better for you. Our calculator helps you compare tax liabilities under both old and new regimes to make an informed decision.

Income Tax Calculator
Calculate and compare tax liability under old and new regime
​
2025-2026
Financial Year
​
Below 60 years
Age Group
Age doesn't affect tax slabs in new regime
​
Total Income

Gross income before deductions

​
Total Deductions

Section 80C, 80D, HRA, etc. (applicable in old regime only)

Most deductions not available in new regime
Fill in your details and click "Calculate Tax" to see your tax liability
Disclaimer: This calculator is for informational purposes only and should not be considered as tax advice. Please consult a tax professional for specific tax situations.

Tax Regimes Compared

The Income Tax Act offers two tax regimes with different slab rates and deduction provisions:

Old Tax Regime
  • Higher tax rates but multiple deductions available

  • Section 80C, 80D, HRA, standard deduction, etc. available

  • Different slabs for different age groups

  • Usually beneficial for those with high deductible investments

New Tax Regime
  • Lower tax rates but most deductions not available

  • More tax slabs for smoother tax progression

  • Same slabs irrespective of age group

  • Usually beneficial for those with fewer investments

Benefits of Our Tax Calculator

Our income tax calculator helps you understand your tax liability and make the right choice between old and new tax regimes based on your specific financial situation.

Regime Comparison

Instantly compare tax liability under both old and new tax regimes to see which one provides the most tax savings for your specific situation.

Side-by-side Analysis
Latest Tax Slabs

Our calculator is updated with the latest tax slabs including the changes introduced in recent Union Budgets for both regimes and all age categories.

Budget 2025 Updated
Tax-saving Insights

Get personalized recommendations on which tax regime to choose based on your income and deductions, potentially saving thousands in taxes.

Personalized Advice

How to Use This Calculator

Follow these simple steps to calculate and compare your income tax liability:

1

Enter Basic Details

Select the applicable financial year, age group, and tax regime (old or new) you want to calculate for.

2

Input Income & Deductions

Enter your total income and applicable deductions (for old regime) to get an accurate tax calculation.

3

Compare Results

View a side-by-side comparison of your tax liability under both regimes and see which one is more beneficial for you.

Frequently Asked Questions

What is the difference between the old and new tax regimes?

The old tax regime has higher tax rates but allows for multiple deductions (like 80C, 80D, HRA, etc.). The new regime has lower tax rates and more slabs but eliminates most deductions and exemptions. You need to choose which works better for your situation.

Which tax regime should I choose?

If you claim substantial deductions (housing loan, investments, insurance, etc.), the old regime might be beneficial. If you have fewer deductions, the new regime with its lower tax rates might result in lower tax liability. Our calculator helps you compare both scenarios.

How often are the tax slabs updated?

Tax slabs are typically revised in the Union Budget presented each year. Our calculator is updated with the latest tax slabs as announced in the most recent budget for both old and new tax regimes.

Can I switch between old and new tax regimes every year?

Yes, individuals with salary income can choose different tax regimes each year. However, individuals with business income who opt for the new regime must stick with it for a certain period. It's advisable to calculate your tax under both regimes before making a decision.

"I was confused about which tax regime to choose this year. This calculator gave me a clear comparison showing I could save over ₹20,000 by staying with the old regime due to my home loan interest deductions. Extremely helpful and easy to use."
RK
Rohit K.

IT Professional, Pune

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