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FY 2025-26 · AY 2026-27
Updated September 2026

PF Balance Check 2026: 5 Ways to Check EPF Balance Online & OfflineComprehensive Guide for FY 2025-26

Learn how to check your EPF balance using various online and offline methods. Ensure you have activated your UAN and completed KYC for seamless access.

Table of Contents
1

Prerequisites Before Checking PF Balance


2

PF Balance Check through EPFO Portal


3

PF Balance Check through UMANG App


4

PF Balance Check through Missed Call Number


5

PF Balance Check through SMS Number


6

PF Balance Check through DigiLocker


7

PF Balance Check without Registered Mobile Number


8

How to Check EPF Balance for Exempted Establishments?


9

How to Download EPF Passbook


10

Why Can't I Check My Balance?


11

EPF Balance Transfer


12

Key Takeaways


13

Conclusion


14

FAQs on PF Balance Check

Prerequisites Before Checking PF Balance

Before you can check your PF balance, ensure the following prerequisites are met.

  1. Activate Your UAN

    Your Universal Account Number (UAN) must be activated to access EPF services.

    • Visit the EPFO website and select 'Activate UAN'.

    • Enter your UAN, Aadhaar, and mobile number.

    • Complete the OTP verification to activate.

  2. Complete KYC

    Link your Aadhaar, PAN, and bank account for seamless transactions.

    • Log in to the EPFO Member Portal.

    • Navigate to 'Manage' > 'KYC'.

    • Submit Aadhaar, PAN, and bank details for employer approval.

  3. Ensure Mobile Number is Registered

    Your mobile number should be linked to your UAN for OTP verifications.

    • Check if your mobile number is updated in the EPFO portal.

    • Update your mobile number if necessary through the portal.

    • Verify the number with an OTP.

  4. Verify Email Address

    Ensure your email is registered for notifications and updates.

    • Log in to the EPFO portal and go to 'Profile'.

    • Update your email address if not registered.

    • Confirm the email through a verification link.

PF Balance Check through EPFO Portal

Check your EPF balance easily through the EPFO portal.

  1. Log in to the EPFO Portal

    Access your EPF account online.

    • Visit the EPFO Members Passbook Portal.

    • Sign in using your UAN and password.

    • Enter the OTP sent to your registered mobile.

  2. View Your Passbook

    Check contributions and balance details.

    • Select the Member ID relevant to your account.

    • Click on 'View Passbook' to see details.

    • Check employee, employer, and pension contributions.

  3. Download Passbook

    Keep a record of your EPF transactions.

    • Click on the download icon in the passbook view.

    • Save the PDF file for future reference.

    • Ensure your device has a PDF reader installed.

  4. Update Personal Information

    Keep your details current for uninterrupted service.

    • Go to 'Profile' section in the portal.

    • Update any outdated information.

    • Submit changes for verification.

Using the EPFO portal is one of the most comprehensive ways to manage your EPF account.

PF Balance Check through UMANG App

The UMANG app offers a convenient way to check your EPF balance on the go.

  1. Download and Install UMANG App

    Get the app from official app stores.

    • Visit Google Play Store or Apple App Store.

    • Search for 'UMANG' and install the app.

    • Open the app and register using your mobile number.

  2. Access EPF Services

    Navigate to EPF services within the app.

    • Open the app and select 'EPFO' under 'Social Security'.

    • Choose 'Employee Centric Services'.

    • Select 'View Passbook' to proceed.

  3. Verify and View Balance

    Check your EPF balance with ease.

    • Enter your UAN and verify with OTP.

    • Select the employer account to view details.

    • Download the passbook if needed.

  4. File Claims and Track Status

    Manage your EPF claims directly from the app.

    • Use the app to file withdrawal or transfer claims.

    • Track the status of your claims in real-time.

    • Receive notifications for updates on your claims.

The UMANG app is a versatile tool for managing your EPF account on mobile devices.

PF Balance Check through Missed Call Number

Check your EPF balance instantly with a simple missed call.

  1. Ensure UAN Activation

    Your UAN must be active for this service.

    • Activate your UAN through the EPFO portal.

    • Link your mobile number to your UAN.

    • Verify your mobile number with an OTP.

  2. Dial the Missed Call Number

    Use your registered mobile number to check balance.

    • Dial 9966044425 from your registered mobile.

    • The call will disconnect automatically after two rings.

    • Receive an SMS with your PF balance details.

  3. Receive Balance Details

    Get an instant update on your EPF balance.

    • Check the SMS for Member ID and last contribution.

    • Verify the total balance mentioned in the SMS.

    • Ensure your mobile plan supports SMS services.

  4. Update Mobile Number if Needed

    Keep your registered mobile number current.

    • Log in to the EPFO portal to update your number.

    • Submit the new number for verification.

    • Confirm the update with an OTP.

The missed call service is a quick and offline method to check your EPF balance.

PF Balance Check through SMS Number

Receive your EPF balance details via SMS by following these steps.

  1. Activate UAN and Register Mobile

    Ensure your UAN is active and mobile number is registered.

    • Activate UAN on the EPFO portal.

    • Link your mobile number to your UAN.

    • Verify with an OTP sent to your mobile.

  2. Send SMS in Prescribed Format

    Use the correct format to request balance details.

    • Type 'EPFOHO UAN ENG' and send to 7738299899.

    • Replace 'ENG' with your preferred language code.

    • Ensure your mobile plan allows outgoing SMS.

  3. Receive Balance Information

    Get detailed balance information via SMS.

    • Check the SMS for your PF balance.

    • Verify the last contribution and total balance.

    • Keep the SMS for your records.

  4. Language Options for SMS

    Choose your preferred language for SMS updates.

    • Use 'ENG' for English, 'HIN' for Hindi, etc.

    • Refer to EPFO guidelines for all language codes.

    • Ensure correct format to avoid errors.

The SMS service provides a convenient way to check your EPF balance without internet access.

PF Balance Check through DigiLocker

Use DigiLocker to access your EPF balance and documents securely.

  1. Create a DigiLocker Account

    Register for DigiLocker to access digital documents.

    • Visit the DigiLocker website or download the app.

    • Sign up using your Aadhaar-linked mobile number.

    • Verify your account with an OTP.

  2. Link EPF Account to DigiLocker

    Connect your EPF account for easy access.

    • Log in to DigiLocker and go to 'Issued Documents'.

    • Search for 'EPFO' and select 'EPF Passbook'.

    • Link your UAN to access EPF documents.

  3. Access and Download Passbook

    View and download your EPF passbook anytime.

    • Select 'EPF Passbook' under linked documents.

    • View your passbook details and download if needed.

    • Ensure your device supports PDF viewing.

  4. Secure Storage of Documents

    Keep your EPF documents safe and accessible.

    • Use DigiLocker for secure document storage.

    • Access your documents from any device.

    • Ensure your account is protected with a strong password.

DigiLocker offers a secure and convenient way to manage your EPF documents digitally.

PF Balance Check without Registered Mobile Number

Learn how to check your PF balance if your mobile number is not registered.

  1. Use EPFO Member Passbook Portal

    Access your passbook without a registered mobile number.

    • Visit the EPFO Member Passbook Portal.

    • Log in using your UAN and password.

    • View your passbook without OTP verification.

  2. Update Mobile Number

    Register your mobile number for future access.

    • Log in to the EPFO portal and go to 'Profile'.

    • Update your mobile number and submit.

    • Verify the update with an OTP.

  3. Contact EPFO Office

    Seek assistance from your regional EPFO office.

    • Visit the nearest EPFO office with ID proof.

    • Request for mobile number update or balance check.

    • Follow the instructions provided by the EPFO staff.

  4. Use Employer Assistance

    Get help from your employer to check balance.

    • Contact your HR department for assistance.

    • Provide necessary details for balance check.

    • Request for mobile number update if needed.

While having a registered mobile number is beneficial, there are alternative ways to access your EPF balance.

How to Check EPF Balance for Exempted Establishments?

Understand the process for checking EPF balance in exempted establishments.

  1. Identify Exempted Establishments

    Know if your establishment is exempted.

    • Check with your employer if they manage their own PF trust.

    • Exempted establishments maintain their own PF accounts.

    • EPFO does not manage these accounts directly.

  2. Contact Your Employer

    Reach out to your employer for balance details.

    • Request for your PF balance statement.

    • Provide necessary identification details.

    • Follow up for regular updates on your balance.

  3. Use Employer's Portal

    Access balance through your employer's system.

    • Log in to the employer's PF portal if available.

    • Use your employee credentials to access the account.

    • View and download your PF balance statement.

  4. Check Annual Statement

    Review the annual PF statement provided by your employer.

    • Receive the annual statement from your employer.

    • Check contributions and interest credited.

    • Keep a record for future reference.

For exempted establishments, the employer is the primary source for PF balance information.

How to Download EPF Passbook

Follow these steps to download your EPF passbook for record-keeping.

  1. Through EPFO Member Portal

    Download the passbook directly from the EPFO portal.

    • Log in to the EPFO Members Passbook Portal.

    • Select the relevant Member ID.

    • Click on 'Download' to save the passbook.

  2. Through UMANG App

    Use the UMANG app to download your passbook.

    • Open the UMANG app and select 'EPFO'.

    • Choose 'View Passbook' under services.

    • Download the passbook from the app interface.

  3. Through DigiLocker

    Access and download your passbook via DigiLocker.

    • Log in to DigiLocker and link your EPF account.

    • Select 'EPF Passbook' under issued documents.

    • Download the passbook for offline access.

  4. Ensure PDF Reader Availability

    Make sure you can view the downloaded passbook.

    • Install a PDF reader on your device.

    • Open the downloaded passbook using the reader.

    • Verify the details for accuracy.

Downloading your EPF passbook regularly helps in keeping track of your contributions and balance.

Why Can't I Check My Balance?

Troubleshoot common issues that may prevent you from checking your EPF balance.

  1. UAN Not Activated

    Ensure your UAN is activated for balance access.

    • Visit the EPFO portal to activate your UAN.

    • Complete the OTP verification process.

    • Check if your UAN is linked to your mobile.

  2. KYC Not Completed

    Complete KYC to access EPF services.

    • Log in to the EPFO portal and update KYC details.

    • Submit Aadhaar, PAN, and bank information.

    • Wait for employer approval of KYC.

  3. Mobile Number Not Registered

    Register your mobile number for OTP verifications.

    • Update your mobile number in the EPFO portal.

    • Verify the number with an OTP.

    • Ensure the number is linked to your UAN.

  4. Technical Issues with Portal/App

    Resolve technical issues for uninterrupted access.

    • Check your internet connection.

    • Try accessing the portal/app at a different time.

    • Contact EPFO support for persistent issues.

Addressing these common issues can help you access your EPF balance without interruptions.

EPF Balance Transfer

Learn how to transfer your EPF balance when changing jobs.

  1. Initiate Transfer through EPFO Portal

    Transfer your EPF balance online when switching jobs.

    • Log in to the EPFO Member Portal.

    • Select 'Online Services' > 'Transfer Request'.

    • Submit the transfer request with necessary details.

  2. Verify Transfer Status

    Track the status of your EPF balance transfer.

    • Log in to the EPFO portal and go to 'Track Claim Status'.

    • Enter your UAN and other details to view status.

    • Receive notifications on transfer progress.

  3. Ensure KYC and UAN Activation

    Complete KYC and activate UAN for smooth transfer.

    • Log in to the EPFO portal to update KYC details.

    • Ensure your UAN is activated and linked to your mobile.

    • Verify all details before initiating the transfer.

  4. Contact Employer for Assistance

    Seek help from your employer for the transfer process.

    • Inform your HR department about the transfer.

    • Provide necessary documents for verification.

    • Follow up for timely completion of the transfer.

Transferring your EPF balance ensures continuity of your retirement savings when changing jobs.

Key Takeaways

Summarize the essential points for checking your EPF balance.

  1. Ensure UAN Activation

    Activate your UAN for accessing EPF services.

    • Visit the EPFO portal for activation.

    • Link your mobile number for OTP verification.

    • Verify your UAN is active before checking balance.

  2. Complete KYC for Seamless Access

    Link Aadhaar, PAN, and bank details for smooth transactions.

    • Log in to the EPFO portal to update KYC.

    • Submit details for employer verification.

    • Ensure KYC is approved for balance checks.

  3. Utilize Multiple Methods

    Check your EPF balance using various online and offline methods.

    • Use the EPFO portal, UMANG app, or SMS service.

    • Try missed call service for quick balance updates.

    • Access DigiLocker for secure document management.

  4. Address Common Issues

    Resolve issues that may prevent balance access.

    • Ensure UAN activation and KYC completion.

    • Update your registered mobile number.

    • Contact EPFO support for technical issues.

Following these key takeaways will help you manage your EPF account efficiently and ensure access to your balance details.

Conclusion

Final thoughts on checking your EPF balance for FY 2025-26.

  1. Importance of Regular Balance Checks

    Stay informed about your retirement savings.

    • Regularly check your EPF balance for updates.

    • Ensure contributions are credited correctly.

    • Monitor your savings for future planning.

  2. Utilize Digital Tools

    Leverage technology for easy access to EPF services.

    • Use the EPFO portal and UMANG app for convenience.

    • Access DigiLocker for secure document management.

    • Stay updated with notifications and alerts.

  3. Ensure Compliance with Requirements

    Meet all prerequisites for uninterrupted access.

    • Activate your UAN and complete KYC.

    • Keep your mobile number and email updated.

    • Follow EPFO guidelines for balance checks.

  4. Seek Assistance When Needed

    Reach out for help if you encounter issues.

    • Contact EPFO support for technical problems.

    • Seek employer assistance for balance inquiries.

    • Visit EPFO offices for in-person support.

By following this guide, you can efficiently manage your EPF account and ensure access to your balance details for FY 2025-26.

FAQs on PF Balance Check

How do I activate my UAN?

To activate your UAN, visit the EPFO portal and select 'Activate UAN'. Enter your UAN, Aadhaar, and mobile number, and complete the OTP verification process. Once verified, your UAN will be activated.


What is the SMS number to check EPF balance?

To check your EPF balance via SMS, type 'EPFOHO UAN ENG' and send it to 7738299899. Replace 'ENG' with your preferred language code. Ensure your mobile number is registered with your UAN.


Can I check my EPF balance without a registered mobile number?

Yes, you can check your EPF balance through the EPFO Member Passbook Portal without a registered mobile number. However, registering your mobile number is recommended for OTP verifications and updates.


How can I download my EPF passbook?

You can download your EPF passbook from the EPFO Member Portal, UMANG app, or DigiLocker. Log in using your UAN and password, select the relevant Member ID, and click on 'Download' to save the passbook.


What should I do if I can't check my EPF balance?

If you can't check your EPF balance, ensure your UAN is activated and KYC is completed. Update your registered mobile number if necessary. For technical issues, contact EPFO support for assistance.


How do I transfer my EPF balance when changing jobs?

To transfer your EPF balance, log in to the EPFO Member Portal and select 'Online Services' > 'Transfer Request'. Submit the transfer request with necessary details and track the status through 'Track Claim Status'.


What are exempted establishments in EPF?

Exempted establishments are organizations that manage their own PF trust instead of EPFO. Employees in such establishments should contact their employer for PF balance details and statements.


How often should I check my EPF balance?

It is advisable to check your EPF balance quarterly to ensure contributions are credited correctly and to monitor your retirement savings. Regular checks help in early detection of discrepancies.


Can I access EPF services through DigiLocker?

Yes, you can access EPF services through DigiLocker by linking your EPF account. Log in to DigiLocker, search for 'EPFO', and select 'EPF Passbook' to view and download your passbook securely.


What languages are supported for EPF SMS service?

The EPF SMS service supports multiple languages, including English ('ENG'), Hindi ('HIN'), and others. Refer to EPFO guidelines for the complete list of language codes to use in your SMS request.

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