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FY 2025-26 · AY 2026-27
Updated August 2026

GST Rate & HSN Code for Services - Chapter 99Comprehensive Guide for FY 2025-26

Explore the detailed GST rates and HSN codes for services under Chapter 99. Understand the applicable tax rates, exemptions, and compliance requirements for FY 2025-26.

Table of Contents
1

GST Rates & HSN Codes


2

FAQs on GST Rates & HSN Codes

GST Rates & HSN Codes

This section provides a detailed overview of GST rates and HSN codes applicable to services under Chapter 99 for FY 2025-26.

  1. Standard GST Rate for Services

    The standard GST rate for most services is 18%. This rate applies to a wide range of services unless specified otherwise.

    • Applicable to professional services such as legal, accounting, and consultancy.

    • Transportation services, excluding passenger transport, are taxed at 18%.

    • IT and software services fall under this category.

  2. Reduced GST Rate Services

    Certain essential services are taxed at a reduced rate of 5% to promote affordability.

    • Transportation of passengers by rail or air is taxed at 5%.

    • Tour operator services are eligible for a 5% GST rate.

    • Job work services in textiles are taxed at 5%.

  3. Exempted Services

    Some services are exempt from GST to support social welfare and economic growth.

    • Healthcare services provided by a clinical establishment are exempt.

    • Educational services up to higher secondary level are GST-free.

    • Agricultural services, including harvesting and cultivation, are exempt.

  4. HSN Code Structure for Services

    HSN codes for services are categorized under SAC (Services Accounting Code) starting with 99.

    • SAC 9983 covers IT and software services.

    • SAC 9971 includes real estate services.

    • SAC 9992 pertains to educational services.

  5. Worked Example: GST Calculation

    Let's calculate GST for a consultancy service billed at ₹1,00,000.

    • Service value: ₹1,00,000

    • GST rate: 18%

    • GST amount: ₹1,00,000 x 18% = ₹18,000

Understanding the correct GST rates and HSN codes ensures compliance and helps in accurate tax filing.

FAQs on GST Rates & HSN Codes

What is the GST rate for IT services?

The GST rate for IT and software services is 18% under SAC 9983. This rate applies to services such as software development and IT consultancy.


Are healthcare services exempt from GST?

Yes, healthcare services provided by clinical establishments, authorized medical practitioners, or paramedics are exempt from GST.


How is GST calculated for services?

GST is calculated by multiplying the service value by the applicable GST rate. For example, a service valued at ₹50,000 with an 18% GST rate will have a GST of ₹9,000.


What is the SAC code for educational services?

Educational services are categorized under SAC 9992. This includes services provided by educational institutions up to higher secondary level.


Are transportation services taxed at a reduced rate?

Yes, passenger transportation services by rail or air are taxed at a reduced GST rate of 5% to make travel more affordable.


What are exempted services under GST?

Exempted services include healthcare, educational services up to higher secondary, and agricultural services. These are not subject to GST.


What is the GST rate for consultancy services?

Consultancy services are taxed at the standard GST rate of 18%. This includes legal, financial, and management consultancy services.


How do I find the correct HSN code for my service?

HSN codes for services are listed under SAC starting with 99. You can refer to the GST portal or consult a tax professional for accurate classification.


Is GST applicable on job work services?

Yes, job work services in certain sectors like textiles are subject to a reduced GST rate of 5% to support the industry.


Can I claim input tax credit on services?

Yes, businesses can claim input tax credit on GST paid for services used in the course of business, subject to certain conditions and documentation.

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